WIN October 2019

FOCUS 51

INMORewards

Access to Medicines Ireland (AMI) was formed. AMI is a Comhlámh member group, an organisation of volunteers inter- ested in international development. We have hosted three conferences with expert guest speakers from Ireland and abroad. Our conference at the RCSI in April was moderated by Steve Pitman, INMO head of professional development. AMI advocates for systemic and trans- formative policy changes that would lead to affordable prices for all medicines for all patients. We have focused our efforts on influencing the government and have had numerous meetings with TDs and senators. We have made a number of presentations in Leinster House including a formal presentation to the Joint Oire- achtas Committee on Health and Children earlier this year. Our success has opened up opportuni- ties to make medicines more affordable globally. In addition to our ongoing activ- ities such as hosting public educational events and political lobbying, this year we intend to focus on building stronger partnerships with patients affected by or concerned about unaffordable medicines.

the need for a new system of research and development is increasingly evident. There are many potential solutions to the crisis of high priced medicines and many of these solutions would rely on policy changes at national and interna- tional level. For example: • The pharmaceutical industry must be required to justify its prices and be trans- parent on alleged underlying costs • Public funding contributing to medical research must be reflected in the drug price • An alternative to the patent monopo- ly-based incentive must be created. This would involve the creation of a fund by governments to incentivise research directly through mechanisms such as grants or prizes • Where a medicine is unaffordable, gov- ernments should give consideration to invoking international legislation and issuing a ‘compulsory licence’ to over- ride a patent and to manufacture a drug ‘generically’ in order to ensure access • Governments must negotiate in groups to increase their purchasing power. In 2015 a few patients and healthcare professionals came together and in 2016,

In order to take on new activities we need to expand the group’s membership. Nurses have always had a special role as advocates for their patients. If you are interested in joining the campaign to improve access to medicines, thereby improving patients’ lives, we would love to hear from you. We meet on the third Wednesday of every month in the Comhlámh office in Dublin. To find out more, visit our website: www.accesstomedicines.ie or email us on accesstomedicinesireland@gmail.com Ciara Conlon is an activist with Access to Medicines Ireland. This article was written with the help of Kieran Harkin and Sheila Fitzgerald, both patient advocates with AMI References 1.Flynn C.Terminal cancer patient pleads with government to pay for drug that could prolong her life. Journal.ie 2015.Available fromwww.journal.ie 2.‘t Hoen E.Private Patents and Public Health.Health Action International 2016.Available from: www.haiweb.org 3.Miller J,Humer C.Novartis $2 million gene therapy for rare disorder is world’s most expensive drug.Reuters 2019.Available fromwww.reuters.com 4.UCL Institute for Innovation and Public Purpose 2018. The people’s prescription: Re-imagining health innovation to deliver public value.Available from:www.ucl.ac.uk 5.Sherman E.The Top Most Profitable Industries And Their Impact On Low-Income People.Forbes 2019. Available fromwww.forbes.com Savings of € 695

B nefits of INMORewards

Benefits of INMORewards enefits of NMORewards 9 months FREE Income Protection worth €506!* €70 OFF Car Insurance!** €120 OFF Home Insurance!***

Lowest price Life Insurance PLUS a 5% discount!**** No refund, no fee Tax Return Service. † Savings of € 695

Lowest price Life Insurance PLUS a 5% discount!**** No refund, no fee Tax Return Service. †

Savings of € 695 9 months FREE Income Protection worth €506!* €70 OFF Car Insurance!** €120 OFF Home Insurance!***

Sign up to the INMO today to avail of these great offers!

Savings of € 695

For full terms and conditions, please see the Rewards Flyer. To avail of these offers, you must have signed up to INMO Rewards within 3 months of joining the INMO on or after 1st October 2015. Sign up to the INMO today to avail of these great offers!

Lowest price Life Insurance PLUS a 5% discount!**** No refund, no fee Tax Return Service. † means9consecutivemonths from the 1stof themonth following thedate thatyouareacceptedasamemberof theSchemeby the InsuranceCompany.Youmustapply to join the INMO Income ProtectionSchemewithin3monthsof joining INMORewards toavailof this freeoffer.Thisoffer isnotavailable toexistingmembersof the INMO IncomeProtectionScheme.Terms&conditions apply.Benefits are subject to acceptance of a claim. ** € 70 off is based on the minimum premium of € 294.75, inclusive of Government levy.Only available to new Cornmarket Car Insurance Cu tomers.Only available o INMO Rewardsmembers taki g out car insurance throughCornmarket’sNurses&Midwives’Car Insurance SchemeunderwrittenbyAviva Insurance Limited.You must request aquotewithin 1 yearof joining INMORewards.Entry criteria, terms& conditionsapply. ***Onlyavailable tonewCornmarketHome InsuranceCustomers. € 120off isbasedon the minimum premium of € 302.52, inclusive ofGovernment levy.Only available to INMO Rewardsmembers taking out anAllianzhome insurancepolicy throughCornmarket.Youmust request a quotewithin 1 yearof joining INMORewards. ****Lowest Pricematchoffer is € 13.13 forMortgage Protectio Plans and € 15.15on LevelTermplanspermonth.Subject to aminimumpremiumof € 20permonth. † Tax returnservice isprovidedbyMidasand isavailableoneyearafter joining INMORewards.Midas isa tax-basedserviceand ota regulatedfinancialproduct.CornmarketRetail TradingLtd. isawholly-ownedsubsidiaryofCornmarketGroupFinancialServicesLtd.Aviva InsuranceLimited,tradingasAviva, isauthorisedby thePrudentialRegulationAuthority in theU.K.and is regulatedby theCentralBankof Ireland forconductofbusiness rules.Allianzplc is regulatedby theCentralBankof Ireland.CornmarketGroupFinancialServices Ltd. is regulatedby theCentral Bankof Ireland.Amemberof the Irish LifeGroupplc. Irish LifeAssuranceplc. is regulatedby theCentralBankof Ireland.Telephonecallsmaybe recorded forqualitycontroland trainingpurposes. For full terms and conditions, please see the Rewards Flyer. To avail of these offers, you must have signed up to INMO Rewards within 3 months of joining the INMO on or after 1st October 2015. Lowest price Life Insurance PLUS a 5% discount!**** No refund, no fee Tax INMO Rewards are provided by Offers are effective from 1st November 2015 and are subject to change.You can only avail of Rewards programme offers once through Cornmarket.Only one discount can be used with each eligibleproposal.Discountsabovemustbe requestedatquotationstageandcannotbe issued retrospectively.*Savingsbasedonan INMOmemberearningasalaryof € 35,000.Thefirst9months INMORewardsareprovidedby

9 months FREE Income Protection worth €506!* €70 OFF Car Insurance!** €120 OFF Home Insurance!*** 9 months FREE Income Protection worth €506!* €70 OFF Car Insurance!** means 9 consecutive months from the 1st of the mo th followi g th date that you are accepted as a member f the Scheme by the Insurance Company.You must apply to join the INMO Income Protection Scheme within 3 months of joining INMO Rewards to avail of this free offer.This offer is not available to existing members of the INMO Income Protection Scheme.Terms & conditions apply. Benefits are subject to acceptance of a claim. ** € 70 off is based on the minimum premium of € 294.75, inclusive of Government levy. Only available to new Cornmarket Car Insurance Customers. Only available to INMO Rewards members taking out car insurance through Cornmarket’s Nurses & Midwives’ Car Insurance Scheme underwritten by Aviva Insurance Limited. You must request a quote within 1 year of joining INMO Rewards. Entry criteria, terms & conditions apply. ***Only available to new Cornmarket Home Insurance Customers. € 120 off is based on the minimum premium of € 302.52, inclusive of Government levy. Only available to INMO Rewards members taking out an Allianz home insurance policy through Cornmarket. You must request a quote within 1 year of joining INMO Rewards. ****Lowest Pricematch offer is € 13.13 for Mortgage Protection Plans and € 15.15 on Level Term plans per month. Subject to a minimum premium of € 20 per month. † Tax return service is provided by Midas and is available one year after joining INMO Rewards.Midas is a tax-based service and not a regulated financial product.Cornmarket Retail Trading Ltd. is a wholly-owned subsidiary of Cornmarket Group Financial Services Ltd.Aviva Insurance Limited,trading as Aviva, is authorised by the Prudential Regulation Authority in the U.K.and is regulated by the Central Bank of Ireland for conduct of business rules.Allianz plc is regulated by the Central Bank of Ireland.Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland.A member of the Irish Life Group plc. Irish Life Assurance plc. is regulated by the Central Bank of Ireland.Telephone calls may be recorded for quality control and training purposes. Offers are effective from 1st November 2015 and are subject to change. You can only avail of Rewards programme offers once through Cornmarket. Only one discount can be used with each eligible proposal.Discounts above must be requested at quotation stage and cannot be issued retrospectively.*Savings based on an INMO member earning a salary of € 35,000.The first 9 months

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